TLDR (Quick Summary)

• Vaulta is the rebranded EOS Network, now focused on Web3 banking.
• It uses the Savanna consensus, with Delegated Proof-of-Stake and one-second transaction finality.
• The token swap from EOS → $A is 1:1; total supply is 2.1 billion $A.
• $A is used for governance, staking, paying fees, accessing compute / memory (RAM), and enabling liquidity.
• Distinctive features: native Bitcoin integration (exSat), high throughput (17,000+ TPS), RAM-based state storage, cross-chain interoperability.
• Risks include governance centralization, resource bottlenecks, regulatory compliance, and adoption hurdles.

Vaulta is the rebranded form of what used to be EOS Network. It's now being positioned as a Web3 banking network-a Layer-1 blockchain with features tailored for financial-grade applications: real-time performance, institutional compliance, and tools to bridge traditional finance (TradFi) and decentralized finance (DeFi).

The native token has changed name too: EOS tokens are being swapped 1:1 for the new $A token, which powers Vaulta.

History & Rebrand

The EOS Network, launched in 2018, has a long history as a smart contract platform. In March 2025, EOS officially rebranded to Vaulta, to better reflect its new focus on Web3 banking rather than just general-purpose dApps.

As part of that, the token swap from EOS → $A happens at a 1:1 ratio. Swap portal opened mid-May 2025. The infrastructure, state, accounts, smart contracts etc remain (i.e. it is not a new chain but a retooling + repositioning).

What Makes Vaulta Unique

Vaulta brings together several technical and design features aimed at Web3 banking. Here are the standout ones:

Transaction Finality & Speed

1. Vaulta achieves one-second finality, meaning once a transaction is confirmed, it's essentially irreversible after about one second. That helps in payments or financial operations where timeliness matters.
2. Block production interval is around 0.5 seconds.

Performance & Capacity

1. Throughput (transactions per second) is high: Vaulta Native boasts 17,000+ TPS under its architecture.
2. On-chain RAM (a kind of memory dedicated to storing state/data) is used to handle high-frequency transactions, structured data, and storage efficiently. This helps reduce bottlenecks in smart contracts and other applications.

Smart Contract Compatibility & Programmer Tools

1. Vaulta supports EVM-compatible smart contracts (so Solidity etc), making it easier for developers from Ethereum ecosystem to port or build.
2. Also supports high-performance C++ WASM smart contracts. Useful for performance and where lower-level control matters.

Bitcoin Integration via exSat

1. Vaulta integrates Bitcoin more directly (not via wrapped tokens or external bridges) using exSat, a virtual chain inside Vaulta which lets Bitcoin's UTXO data be used, enabling smart contracts, yield strategies etc on BTC.

Interoperability & Cross-Chain Features

1. Uses Antelope IBC (Inter-Blockchain Communication) for secure movement of assets/data between Vaulta and other chains.
2. Asset liquidity across chains, cross-chain token transfers, and real-time payments are built in the vision.

The $A Token

At the heart of Vaulta is its native token, $A, which replaces the original EOS token on a one-for-one basis. This isn't just a cosmetic swap - it's part of the chain's effort to reposition itself as a financial-grade network. The total supply remains capped at 2.1 billion tokens, so there's no hidden dilution happening as part of the rebrand.

Holders of EOS can swap their tokens for $A through the official swap portal, which went live in May 2025. The swap preserves all account balances, staked tokens, and governance rights, making the transition relatively painless for existing users. The $A token serves several roles across the network. It is the unit of account for paying transaction fees and accessing network resources such as bandwidth, CPU, and RAM - a critical piece of the Vaulta design that keeps the system efficient under heavy load. Staking is another major use case: token holders can delegate $A to block producers, helping secure the network while earning staking rewards.

Beyond staking and fees, $A also acts as the governance token. Holders can vote on block producer elections and protocol upgrades, giving them direct influence over the network's direction. This governance layer is particularly important as Vaulta continues to expand into financial integrations - decisions on upgrades, resource allocation, and cross-chain support could significantly impact the network's long-term value.

In short, $A is more than just gas for transactions - it's a claim on the network's resources, a governance tool, and a yield-earning asset for those willing to lock it up and secure the chain.

How Vaulta Works: Architecture & Security

To use the token and the network, it helps to understand how Vaulta is built and what ensures its security.

Consensus & Finality

1. Vaulta uses Delegated Proof-of-Stake (DPoS): token holders vote for Block Producers, who run infrastructure and validate transactions.
2. There's a layer called Savanna consensus (introduced during an upgrade) which enables deterministic one-second finality, cryptographic quorum certificates, and pipelined block production.

Block Producers & Governance

1. Block Producers are elected by $A holders. They are responsible for maintaining network health, approving upgrades, distributing rewards etc.
2. Governance also involves protocol upgrade proposals etc. Proposals may need multisig/quorum of producers.

Resource Management

1. RAM is a key scarce resource in Vaulta. To run applications, smart contracts, or manage data you need to use RAM. That makes resource allocation a real factor.
2. Transaction fees, compute, bandwidth are tied to usage of these resources.

Security Assurances

1. reusing much of EOS infrastructure gives a baseline of maturity. Audits and ecosystem visibility help with trust. 
2. deterministic finality helps avoid chain re-organizations (reorgs), a risk many blockchains face.

Use Cases & Ecosystem

Vaulta aims to serve multiple stakeholders: individual users, developers, institutions. Here's how:

Web3 Banking OS: Infrastructure for payments, identity management, compliance, settlement systems. Real-time and cross-border banking.
Tokenized Assets & Wealth Management: Real-world assets (real estate, equity etc) can be tokenized; users or institutions can invest or trade them via Vaulta.
Consumer Payments: Low latency, low fee transfers, stablecoin use etc. Also integrations like VirgoPay for stablecoins and payments.
Native Bitcoin DeFi / exSat: Letting Bitcoin holders participate more directly in DeFi app flows without wrapped tokens.
Cross-Chain & Interoperability: As many chains are used, Vaulta wants to be a hub / connector. New apps can draw from other chains; assets can move with less friction.

Tokenomics & Metrics

Here are what public sources show as of mid-2025:

• Total supply is 2.1 billion $A.
• Swap from EOS to $A is 1:1, no change to total supply, allocations, vesting schedule.
• Staking programs: daily rewards + large staking rewards pool.
• Throughput benchmarks: >10,000 TPS, Vaulta Native listing ~17,000+ TPS in tests. Block intervals 0.5s.

Challenges & Risks

Even with strong technology and positioning, Vaulta faces risk areas:

Decentralization vs Control: DPoS always means some trust in elected block producers. If a small set of producers dominate, decentralization can weaken.
Regulatory Pressure: As Vaulta leans into real-world finance and banks, it will draw attention from regulators. Laws differ globally. Compliance needs are high.
Resource Scarcity (RAM etc): If demand outpaces supply, resource costs (RAM, compute) may rise. That could increase fees or create bottlenecks.
Security of Cross-Chain & Bitcoin Integration: exSat and IBC need to work securely. Bridges / virtual chains often are sources of vulnerabilities.
User Adoption: Changing behavior for institutions & traditional finance is hard. Trust, usability, regulatory clarity will matter.
Economic Risks: Tokenomics might need to balance inflation, staking rewards vs cost of infrastructure, maintaining incentives for producers vs preventing oversupply.

Final Thought

Vaulta is an ambitious evolution of EOS into a blockchain purpose-built for Web3 banking. With one-second finality, high throughput, Bitcoin integration, RAM-based storage, and a unified token system, it aims to deliver both performance and financial utility.

What makes Vaulta compelling is that it isn't trying to be "everything blockchain ever was" but instead is targeting where blockchain can make a real difference: payments, tokenization, compliance, and speed. If Vaulta can deliver its architecture as planned, it could become a backbone for many financial services in Web3.

Still, it walks a delicate line. Gains in speed and performance must be matched with security, fair governance, and regulatory alignment. For users, developers, and institutions thinking long-term, Vaulta is worth watching-and building on-with careful attention to how its vision unfolds in reality.